Jessi Sandhu - Your Brampton Real Estate Agent
Home Buyers News and Articles | My Blog
calculator--analysis--reporting-128.jpg - Real Estate News

OSFI seeks to address problem of fixed-payment variable-rate mortgages

9/8/2023 | Posted in Home Buyers by Jessi Sandhu

It’s no secret that Canada’s banking regulator has its sights set on fixed-payment variable-rate mortgage products. And OSFI chief Peter Routledge reiterated that ... More

stressed-couple-244.jpg - Real Estate News

Canada's mortgage stress test: Obsolete or still doing its job?

8/14/2023 | Posted in Home Buyers by Jessi Sandhu

Originally introduced to mitigate borrower default risks in the event of rising interest rates, some brokers now argue that Canada’s mortgage stress test is no longer ... More

mortgage-application-form-247.jpg - Real Estate News

Demand grows in Canada for short-term fixed-rate mortgages

5/17/2023 | Posted in Home Buyers by Jessi Sandhu

A string of aggressive interest rate hikes from the Bank of Canada is driving short-term fixed-rate mortgage demand higher, according to a new survey.

... More

realtor-showing-home-452.jpg - Real Estate News

Five Things Every New Condo Buyer Should Know

1/3/2020 | Posted in Home Buyers by Jessi Sandhu

Have you decided to purchase a new condo? Consider these things to ensure you understand your rights as a new home buyer.

... More

couple-browsing-for-homes-444.jpg - Real Estate News

Owning a home is a pipedream for many Canadian millennials

12/13/2019 | Posted in Home Buyers by Jessi Sandhu

Millions of Canadian millennials feel they may never be able to follow previous generations into homeownership according to a new survey.

... More

sold-home-for-sale-260.jpg - Real Estate News

What to know about the Liberals' new housing-incentive promise

9/16/2019 | Posted in Home Buyers by Jessi Sandhu

In an election announcement on Thursday, Liberal Party Leader Justin Trudeau promised to turbocharge the First-Time Home Buyer Incentive (FTHBI) for Canadians who live in ... More

stressed-couple-244.jpg - Real Estate News

Mortgage Stress Test Sidelining Young Buyers

8/24/2019 | Posted in Home Buyers by Jessi Sandhu

New data shows the country’s youngest buyers are being affected most by the government’s mortgage stress tests.

... More

new-home-plans-246.jpg - Real Estate News

First-Time Home Buyer Incentive To Launch In September

6/18/2019 | Posted in Home Buyers by Jessi Sandhu

The incentive will allow eligible first-time homebuyers who have the minimum down payment for an insured mortgage with CMHC, Genworth or Canada Guaranty, to apply to finance a ... More

couple-laptop-106.jpg - Real Estate News

Price growth expectations and financial risk: top influences for homebuyers

6/13/2019 | Posted in Home Buyers by Jessi Sandhu

Three quarters of homebuyers in three of Canada's largest housing markets are not willing to take financial risks when buying a home, ... More

cheerful-home-buyers-129.jpg - Real Estate News

Housing demand is stronger than we're told: CIBC

5/15/2019 | Posted in Home Buyers by Jessi Sandhu

Canada needs to be building more homes to meet demand which is greater than official figures suggest.

... More

urban-transportation-401.jpg - Real Estate News

Transit is increasingly a deal-breaker for Canadian homebuyers

5/7/2019 | Posted in Home Buyers by Jessi Sandhu

Young families in particular want strong transit links, short commute

... More

single-house-new-build-framing-313.jpg - Real Estate News

How Much Does It Cost to Build a House?

4/30/2019 | Posted in Home Buyers by Jessi Sandhu

If you’re considering a custom-built home, here’s everything you need to know.

... More

cmhc-news-7.jpg - Real Estate News

CMHC releases statement on Liberals' mortgage plan

4/4/2019 | Posted in Home Buyers by Jessi Sandhu

Canada's housing agency says new spending measures aimed at helping first-time buyers afford homes won't push prices up more than a few tenths of a percentage ... More

real-estate-transaction--mortgage-application-134.jpg - Real Estate News

More homebuyers opted for variable rates in Q3 says CMHC

11/30/2018 | Posted in Home Buyers by Jessi Sandhu

CMHC has published its financial report for the third quarter of 2018 which also reveals insights into this year’s homebuyers.

... More

senior-couple-meeting-agent-258.jpg - Real Estate News

New CMHC Guidelines in Effect for Self-Employed

10/4/2018 | Posted in Home Buyers by Jessi Sandhu

CMHC’s new guidelines that make it easier for self-employed borrowers to qualify for a mortgage came into effect on Oct 1.

... More

business-meeting-notes-105.jpg - Real Estate News

Canadians can't afford NOT to buy study suggests

9/13/2018 | Posted in Home Buyers by Jessi Sandhu

Rising rents is making homeownership the affordable alternative according to a new report.

... More

group-of-young-adults-338.jpg - Real Estate News

Nearly half of Gen Zers want to buy a home in the next few years

9/4/2018 | Posted in Home Buyers by Jessi Sandhu

Here are some interesting data about Gen Zers and their homeownership plans and goals.

... More

real-estate-328.jpg - Real Estate News

9 in 10 seniors plan to stay in their homes while retired

7/20/2018 | Posted in Home Buyers by Jessi Sandhu

With detached family homes few and far between in Canada's major housing markets, these trends may leave new homebuyers in a lurch.

... More

home-buyers---client-handshake-130.jpg - Real Estate News

CMHC makes announcement regarding self-employed borrowers

7/19/2018 | Posted in Home Buyers by Jessi Sandhu

Canada Mortgage and Housing Corp. is making changes intended to make it easier for the self-employed to qualify for a mortgage

... More

At Your Service

Thinking of buying or selling a property, or have a question regarding the real estate market? Fill out the form below and we'll get back to you promptly.

Security Question: 2 + 4 =