Jessi Sandhu - Your Brampton Real Estate Agent
CMHC News and Articles | My Blog

CMHC chief: Longer amortizations will not ensure housing affordability

6/20/2023 | Posted in Mortgages and Real Estate by Jessi Sandhu

cmhc-news-7.jpg - Real Estate News Policymakers can take more concrete steps to alleviate consumer worries, national housing agency head says ... More


CMHC expands Insured Mortgage Purchase Program

3/26/2020 | Posted in Mortgages and Real Estate by Jessi Sandhu

government-of-canada-469.jpg - Real Estate News Canada beefs up liquidity plan with expanded mortgage guarantee ... More


Government announces new mortgage buying program

3/17/2020 | Posted in Canadian Economy and Housing Market by Jessi Sandhu

home-purchase-contract-441.jpg - Real Estate News The Canadian government has announced a further measure to mitigate the impact of the COVID-19 crisis and to help maintain stability in the financial system. ... More


Canadian housing starts unchanged in January

2/10/2020 | Posted in Canadian Housing Market by Jessi Sandhu

housing-starts--new-developments-454.jpg - Real Estate News The national trend in housing starts essentially held steady in January. ... More


Canadian housing starts trended lower in December

1/10/2020 | Posted in Canadian Housing Market by Jessi Sandhu

housing-starts--new-developments-454.jpg - Real Estate News There was a decline in the 6-month moving trend in Canadian housing starts in December. ... More


Canadian housing starts were flat in November says CMHC

12/10/2019 | Posted in New Developments by Jessi Sandhu

housing-starts--new-developments-454.jpg - Real Estate News There were some slight increases but the 6-month trend was essentially unchanged ... More


Canadian housing starts have decelerated somewhat

10/9/2019 | Posted in Canadian Housing Market by Jessi Sandhu

cmhc-news-7.jpg - Real Estate News The pace of housing starts nationwide in September was considerably slower compared to the August output, according to new data from the Canada Mortgage and Housing Corp. ... More


GTA largely responsible for house flipping in the Waterloo region

8/19/2019 | Posted in Ontario Real Estate by Jessi Sandhu

real-estate-agent-showing-floor-plan-to-buyers-111.jpg - Real Estate News Real estate flipping in the Waterloo region is mostly committed by investors from the Greater Toronto Area, according to a new report by Canada Mortgage and Housing Corporation. ... More


Central bank qualifying rate used in mortgage stress tests falls

7/21/2019 | Posted in Mortgages and Real Estate by Jessi Sandhu

Bank-of-Canada-4.jpg - Real Estate News The Bank of Canada's rate used by mortgage stress tests to determine whether would-be homeowners can qualify has dropped for the first time in three years. ... More


OREA calls for relaxed mortgage rules

7/18/2019 | Posted in Mortgages and Real Estate by Jessi Sandhu

mortgage-application-form-247.jpg - Real Estate News The Ontario Real Estate Association is calling for less stringent mortgage rules in a rebuttal aimed at the head of the Canada Mortgage and Housing Corp. ... More


Alternative lenders increase share of slowing Canadian mortgage market: CMHC

7/17/2019 | Posted in Mortgages and Real Estate by Jessi Sandhu

make-a-winning-offer-in-a-competitive-market-116.jpg - Real Estate News An increasing number of homeowners turned to alternative lenders last year, while new mortgage growth reached its slowest pace in more than a quarter of a century amid government ... More


Despite new details, First-Time Home Buyer Incentive is flawed

6/18/2019 | Posted in First Time Home Buyers by Jessi Sandhu

middle-age-couple-visiting-house-263.jpg - Real Estate News While more details about the First-Time Home Buyer Incentive were released this week, there remains a glaring problem. ... More


First-Time Home Buyer Incentive To Launch In September

6/18/2019 | Posted in Home Buyers by Jessi Sandhu

new-home-plans-246.jpg - Real Estate News The incentive will allow eligible first-time homebuyers who have the minimum down payment for an insured mortgage with CMHC, Genworth or Canada Guaranty, to apply to finance a ... More


Price growth expectations and financial risk: top influences for homebuyers

6/13/2019 | Posted in Home Buyers by Jessi Sandhu

couple-laptop-106.jpg - Real Estate News Three quarters of homebuyers in three of Canada's largest housing markets are not willing to take financial risks when buying a home, ... More


Canadian housing starts trend decreased in May

6/11/2019 | Posted in Canadian Housing Market by Jessi Sandhu

cmhc-reports-2.jpg - Real Estate News The trend in housing starts was 201,983 units in May 2019, compared to 205,717 units in April 2019, according to Canada Mortgage and Housing Corporation (CMHC). ... More


Household debt at a record high, senior mortgages increase

5/23/2019 | Posted in Financial Health by Jessi Sandhu

home-piggy-bank-251.jpg - Real Estate News Canadian households continued to pile up debt in the fourth quarter of 2018 according to a new report from CMHC. ... More


Canadian housing starts trend increased in April

5/9/2019 | Posted in Canadian Housing Market by Jessi Sandhu

single-house-new-build-framing-313.jpg - Real Estate News On the national level, the housing starts trend went up in April, according to the Canada Mortgage and Housing Corporation’s latest report. ... More


Canada's housing markets not as vulnerable as prices fall more than 5%

5/2/2019 | Posted in Canadian Housing Market by Jessi Sandhu

cmhc-news-7.jpg - Real Estate News For 1st time in 2.5 years, Canada Mortgage and Housing Corporation rates market as only moderately vulnerable ... More


CMHC releases statement on Liberals' mortgage plan

4/4/2019 | Posted in Home Buyers by Jessi Sandhu

cmhc-news-7.jpg - Real Estate News Canada's housing agency says new spending measures aimed at helping first-time buyers afford homes won't push prices up more than a few tenths of a percentage point. ... More


First Time Home Buyers Get Help: Federal Budget Highlights

3/19/2019 | Posted in Canadian Housing Market by Jessi Sandhu

first-time-home-buyers-21.jpg - Real Estate News Budget offers an array of incentives aimed at first-time homebuyers, raises the limit on tax-free RRSP withdrawals. ... More


Canada's housing market still 'vulnerable' even as Toronto valuations cool, says CMHC

2/8/2019 | Posted in Canadian Housing Market by Jessi Sandhu

sold-home-for-sale-260.jpg - Real Estate News The country’s overall real estate market remains “vulnerable” despite an easing in overvaluation in cities like Toronto and Victoria in the third quarter, ... More


CMHC issues warning

12/17/2018 | Posted in Canadian Economy and Housing Market by Jessi Sandhu

mortgage-cloud-44.jpg - Real Estate News The prospect of interest rate hikes is particularly daunting for residents of Toronto and Vancouver—two cities with debt levels well above the national average. ... More


Canadian Housing Starts Trend Increases in November

12/12/2018 | Posted in Canadian Housing Market by Jessi Sandhu

cmhc-news-7.jpg - Real Estate News The trend in housing starts was 210,038 units in November 2018, compared to 206,460 units in October 2018, according to Canada Mortgage and Housing Corporation (CMHC). ... More


More homebuyers opted for variable rates in Q3 says CMHC

11/30/2018 | Posted in Home Buyers by Jessi Sandhu

real-estate-transaction--mortgage-application-134.jpg - Real Estate News CMHC has published its financial report for the third quarter of 2018 which also reveals insights into this year’s homebuyers. ... More


Rental vacancy rate dips to 2.4% across Canada, CMHC says

11/28/2018 | Posted in Rental Market by Jessi Sandhu

house-for-rent-87.jpg - Real Estate News Canada added 37,000 apartments this year, but demand rose by even more to 50,000 units. ... More


CMHC expects housing starts and sales to slide over next 2 years

11/7/2018 | Posted in Canadian Housing Market Predictions by Jessi Sandhu

cmhc-news-7.jpg - Real Estate News Income, employment support demand for housing, but they're expected to slow, agency says. Rising mortgage rates are also expected to affect housing demand and the resale ... More


New CMHC Guidelines in Effect for Self-Employed

10/4/2018 | Posted in Home Buyers by Jessi Sandhu

senior-couple-meeting-agent-258.jpg - Real Estate News CMHC’s new guidelines that make it easier for self-employed borrowers to qualify for a mortgage came into effect on Oct 1. ... More


There were fewer new mortgages in 2017 CMHC data shows

8/15/2018 | Posted in Mortgages and Real Estate by Jessi Sandhu

mortgage-application-form-247.jpg - Real Estate News There was a slight decline in the volume of new mortgage loans in 2017 according to an analysis of consumer credit data from CMHC. ... More


CMHC makes announcement regarding self-employed borrowers

7/19/2018 | Posted in Home Buyers by Jessi Sandhu

home-buyers---client-handshake-130.jpg - Real Estate News Canada Mortgage and Housing Corp. is making changes intended to make it easier for the self-employed to qualify for a mortgage ... More


30-year high housing starts could signal return to prosperous market

7/10/2018 | Posted in Canadian Housing Market by Jessi Sandhu

cmhc-news-7.jpg - Real Estate News Canadian housing starts surged in June to one of the highest levels over the past decade, driven by new condominium developments in Toronto that reached a 30-year high for the ... More


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