Jessi Sandhu - Your Brampton Real Estate Agent
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More Fed cuts expected to push Canadian interest rates lower

9/19/2019 | Posted in Mortgages and Real Estate by Jessi Sandhu

us--canada-121.jpg - Real Estate News Great News for Canadians waiting for lower rates as the effects of shrinking global economy to hit Canada as well. ... More


Soaring House Prices Could Return As Interest Rates Head To Zero: BMO

8/10/2019 | Posted in Mortgages and Real Estate by Jessi Sandhu

couple-outside-sold-home-268.jpg - Real Estate News The recent slowdown in Canada’s hottest housing markets is turning a corner and a potential new price boom is threatening to frustrate would-be buyers’ hopes. ... More


Canadian mortgage borrowers have a 'rare opportunity'

9/6/2019 | Posted in Mortgages and Real Estate by Jessi Sandhu

mortgage-application-form-247.jpg - Real Estate News Canada's mortgage market has been turned upside down, and it's giving borrowers an uncommon advantage, a new report suggests. ... More


With fixed rates below variable ones, mortgage market is in the Upside Down

7/28/2019 | Posted in Mortgages and Real Estate by Jessi Sandhu

calculator--analysis--reporting-128.jpg - Real Estate News Strange Things: Canadians can now get a lower interest rate on a new mortgage by locking into a fixed rate, rather than opting for a variable rate. ... More


Central bank qualifying rate used in mortgage stress tests falls

7/21/2019 | Posted in Mortgages and Real Estate by Jessi Sandhu

Bank-of-Canada-4.jpg - Real Estate News The Bank of Canada's rate used by mortgage stress tests to determine whether would-be homeowners can qualify has dropped for the first time in three years. ... More


OREA calls for relaxed mortgage rules

7/18/2019 | Posted in Mortgages and Real Estate by Jessi Sandhu

mortgage-application-form-247.jpg - Real Estate News The Ontario Real Estate Association is calling for less stringent mortgage rules in a rebuttal aimed at the head of the Canada Mortgage and Housing Corp. ... More


Alternative lenders increase share of slowing Canadian mortgage market: CMHC

7/17/2019 | Posted in Mortgages and Real Estate by Jessi Sandhu

make-a-winning-offer-in-a-competitive-market-116.jpg - Real Estate News An increasing number of homeowners turned to alternative lenders last year, while new mortgage growth reached its slowest pace in more than a quarter of a century amid government ... More


Bank of Canada to cut rates in October, then twice more

7/3/2019 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu

mortgage-cloud-44.jpg - Real Estate News The Bank of Canada will start cutting its key lending rate in October as annual economic growth slows to one per cent in 2020, according to Capital Economics. ... More


Price growth expectations and financial risk: top influences for homebuyers

6/13/2019 | Posted in Home Buyers by Jessi Sandhu

couple-laptop-106.jpg - Real Estate News Three quarters of homebuyers in three of Canada's largest housing markets are not willing to take financial risks when buying a home, ... More


More mortgage rate cuts could be coming for Canadian homebuyers

6/11/2019 | Posted in Mortgage Interest Rates by Jessi Sandhu

mortgage-button-248.jpg - Real Estate News Canadian mortgage rates have already tumbled in recent months and more discounts could be on the way for homebuyers, a according to a new forecast. ... More


Regulator defends mortgage stress test in face of pushback from industry

6/11/2019 | Posted in Mortgages and Real Estate by Jessi Sandhu

mortgage-rates---interest-rates-48.jpg - Real Estate News Canada’s top federal banking regulator says a stress-test for uninsured mortgages is “working,” but that it is still keeping an eye on lending practices. ... More


Canadian mortgage rates falling to their lowest level in 2 years

6/7/2019 | Posted in Interest Rates by Jessi Sandhu

mortgage-cloud-44.jpg - Real Estate News Spring is typically a busy time for home sales, so lenders are competing fiercely right now for new business — and that's adding up to record low rates for borrowers. ... More


Where to buy real estate in 2019: The Best Deals in Metro Toronto

6/6/2019 | Posted in Toronto Real Estate by Jessi Sandhu

real-estate-information-249.jpg - Real Estate News Due to strong economic fundamentals Toronto’s housing market remains expensive. That’s one reason why this year’s list is dominated by neighbourhoods once ... More


IMF urges Canada not to change policy despite calls to ease mortgage stress test

5/22/2019 | Posted in Canadian Economy and Housing Market by Jessi Sandhu

sold-home-for-sale-260.jpg - Real Estate News Canada should hold off on changes to make homebuying more affordable but should speed up efforts to reduce trade barriers within its borders, advises the International Monetary ... More


Housing demand is stronger than we're told: CIBC

5/15/2019 | Posted in Home Buyers by Jessi Sandhu

cheerful-home-buyers-129.jpg - Real Estate News Canada needs to be building more homes to meet demand which is greater than official figures suggest. ... More


Transit is increasingly a deal-breaker for Canadian homebuyers

5/7/2019 | Posted in Home Buyers by Jessi Sandhu

urban-transportation-401.jpg - Real Estate News Young families in particular want strong transit links, short commute ... More


Fixed or Variable Rate?

5/6/2019 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu

mortgage-cloud-44.jpg - Real Estate News Goodbye, variable-rate mortgage. Everyone’s going fixed these days, and for good reason. ... More


Scrapping Mortgage Rules Would Boost Canadian Home Prices, TD Says

5/1/2019 | Posted in Mortgages and Real Estate by Jessi Sandhu

business-report-ideas-275.jpg - Real Estate News The Canadian government should consider being flexible on its new mortgage lending rules because the impact has been longer-lasting and more significant than expected, ... More


Immigration volume will fuel further housing demand

4/30/2019 | Posted in Canadian Housing Market by Jessi Sandhu

senior-indian-couple-245.jpg - Real Estate News For the foreseeable future, immigration will continue stoking the need for housing in Canada’s largest cities, according to RBC Economic Research. ... More


Self-employed increasingly turning to private lenders for mortgages

4/25/2019 | Posted in Mortgages and Real Estate by Jessi Sandhu

contract-real-estate-mortgage-102.jpg - Real Estate News The self-employed are among the growing number of Canadians turning to private lenders in order to obtain a mortgage. ... More


Why house prices are unlikely to rise any time soon

4/11/2019 | Posted in Canadian Housing Market by Jessi Sandhu

real-estate-agent-showing-floor-plan-to-buyers-111.jpg - Real Estate News While this season usually brings a wave of interested buyers, economists wonder if we’ll see a spring thaw in the market this year. ... More


Ontario Realtors advise Ford government to end 'bully' offers

4/8/2019 | Posted in Ontario Real Estate by Jessi Sandhu

sold-home-for-sale-260.jpg - Real Estate News Industry association also wants its regulator to have more power to 'kick out' unethical agents ... More


4 Alarming Records

3/12/2019 | Posted in Canadian Housing Market by Jessi Sandhu

market-reports-on-business-271.jpg - Real Estate News Here are four record-breaking phenomena that suggest we have reached a real turning point in Canadian real estate. ... More


Stress test is already obsolete

2/22/2019 | Posted in Mortgages and Real Estate by Jessi Sandhu

contract-real-estate-mortgage-102.jpg - Real Estate News The B-20 mandated stress test is already outdated considering current market realities, according to a real estate firm head. ... More


Consumer homebuying patterns move west in the GTA

2/21/2019 | Posted in GTA Real Estate by Jessi Sandhu

home-for-sale-39.jpg - Real Estate News Consumer homebuying patterns move west, as Halton Region and West Toronto capture an increased share of overall GTA market, says a new report from RE/MAX. ... More


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