Canada's housing market is healing - but far too slowly to feel it
9/1/2026 | Posted in Canadian Housing Market by Jessi Sandhu
RBC projects a modest recovery into 2027, but regional fault lines remain deep ...
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Bank of Canada set to hold as trade war creates new dilemma for Macklem
9/1/2026 | Posted in Canadian Housing Market by Jessi Sandhu
The Bank of Canada is likely to hold borrowing costs steady, as an escalation in the trade war with the U.S. threatens the economic recovery while adding to inflation risks. ...
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Mortgage stress builds in Ontario and B.C. as origination growth slows
8/26/2026 | Posted in Mortgages and Real Estate by Jessi Sandhu
Mortgage delinquencies remain low nationally, but borrowers in Canada's most expensive housing markets are showing greater signs of strain. ...
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May GDP surprise calls Canada's rate outlook into question again
7/31/2026 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
Statistics Canada data puts Q2 growth on track to outpace the central bank's own projections ...
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Trump tariffs could reopen door to Bank of Canada rate cuts: BMO
7/21/2026 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
BMO expects the Bank of Canada to remain firmly on hold this year, but says worsening trade relations with the U.S. could put rate cuts back in play. ...
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Canadian Home Sales Continue to Climb in June
7/15/2026 | Posted in Canadian Housing Market by Jessi Sandhu
The number of home sales recorded over Canadian MLS® Systems edged up a further 0.5% on a month-over-month basis in June 2026. This builds on the 5.5% jump recorded in May and ...
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Canadian housing affordability hits four-year best as condo costs near pre-pandemic norms
6/29/2026 | Posted in Canadian Housing Market by Jessi Sandhu
RBC Economics reports the national affordability measure has fallen but warns the pace of progress may be slowing ...
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Canadian Home Sales Jump Following Slower Spring Start
6/16/2026 | Posted in Canadian Housing Market by Jessi Sandhu
The number of home sales recorded over Canadian MLS® Systems increased 5.5% on a month-over-month basis in May 2026. ...
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Bank of Canada maintains policy rate
6/10/2026 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. ...
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Canadian Consumer Debt Hits Record $2.66 Trillion
5/26/2026 | Posted in Financial Health by Jessi Sandhu
Canadian households are showing a growing divide between those successfully managing debt and those reaching a financial breaking point. ...
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Bank of Canada makes interest rate decision
4/29/2026 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
The Bank of Canada announced today that it will maintain its overnight interest rate at 2.25%, choosing stability as inflation pressures and economic uncertainty continue to ...
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How Your Loans and Spending Habits Impact Your Credit Score
4/6/2026 | Posted in Financial Health by Jessi Sandhu
A mix of loans can either strengthen or weaken your credit score, depending on how you manage spending and payments. Because credit cards, car loans, and mortgages affect scores ...
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What will it take to get hesitant homebuyers off the sidelines?
3/12/2026 | Posted in Canadian Housing Market by Jessi Sandhu
Economic uncertainty is spilling into 2026 and keeping plenty of would-be buyers out of the market ...
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Bank of Canada more likely to cut than hike after 'brutal' jobs report, say economists
3/13/2026 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
Canada’s “brutal” jobs report for February has most economists betting interest rates aren’t going anywhere this year, but a cut would be the more likely ...
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Mortgage debt soars while starter homes get out of reach for many Canadians
2/24/2026 | Posted in Canada Living by Jessi Sandhu
Canadians took on more mortgage debt last year, with the total debt hovering close to $2 trillion in 2025, a report by Equifax Canada shows. ...
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Canadian Home Sales Begin 2026 on Ice as Snow Buries Central Canada
2/18/2026 | Posted in Canadian Housing Market by Jessi Sandhu
The Canadian Real Estate Association reports that January home sales dropped 16.2% year over year and 5.8% from December (seasonally adjusted), largely due to a major winter storm ...
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Uncertain Bank of Canada path keeps mortgage market in wait‑and‑see mode
2/11/2026 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
Governing Council’s latest hold left the next move wide open for March ...
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Variable-rate mortgages regain popularity as Morningstar flags rising risks
2/1/2026 | Posted in Mortgages and Real Estate by Jessi Sandhu
Morningstar DBRS says mortgage portfolios should hold up in 2026 despite a soft housing market, while warning that rising variable-rate use and Alt-A exposure are key areas to ...
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BoC to stay on hold through 2026 after latest GDP update, economists say
1/30/2026 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
Canada’s economy looked to have stalled heading into year‑end, and that has forecasters leaning harder toward a Bank of Canada rate freeze that could stretch through ...
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Bank of Canada uncertain if next rate move will be cut or hike
12/24/2025 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
Bank of Canada officials agreed on holding the overnight rate at 2.25% earlier this month, but are unsure whether their next policy shift will be to lower rates again or to raise ...
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Hopes of big Bank of Canada rate cuts are fading fast
11/12/2025 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
The central bank’s latest survey shows few market watchers are holding out on more cuts. What’s next for the mortgage market? ...
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Cooling inflation keeps Bank of Canada on track for a rate hold despite ongoing shelter pressures
11/17/2025 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
Economists still expect a December hold, despite sticky core readings and ongoing pressure from shelter costs. ...
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Budget may push Bank of Canada toward further rate cuts
11/5/2025 | Posted in Government and Regulation by Jessi Sandhu
The federal government’s latest budget may prove too restrained to lift Canada’s slowing economy, potentially leaving the Bank of Canada with little choice but to ...
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North America set to cut rates as rest of G-7 looks on
10/26/2025 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
Policy-makers in Washington and Ottawa will take the spotlight in the coming week, with interest-rate cuts in those two capitals likely while the rest of the Group of Seven stays ...
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Canadian Home Sales Mark Four-Year High for the Month of September
10/16/2025 | Posted in Canadian Housing Market by Jessi Sandhu
The number of home sales recorded over Canadian MLS® Systems declined by 1.7% on a month-over-month basis in September 2025, ending a string of gains that began in April. That ...
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RBC expects Bank of Canada to cut rates in October
10/13/2025 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
The Royal Bank of Canada (RBC) has projected that the Bank of Canada (BoC) will deliver another 25 basis point rate cut in October, following its September move to restart the ...
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Nine reasons why waiting for homes to become more affordable may not be the best plan
8/15/2025 | Posted in Mortgages and Real Estate by Jessi Sandhu
Tariff turmoil is fuelling both inflation and disinflation at the same time, but which force is greater is yet to be known. The verdict could affect thousands of would-be ...
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BoC to look for stronger signals before cutting rates as inflation holds steady
6/24/2025 | Posted in Canada Living by Jessi Sandhu
Economists weigh in on whether a summer rate cut could be on the table after latest inflation figures ...
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Interest rate cuts may be over, says RBC
6/17/2025 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
New report challenges expectations for further rate reductions ...
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Canada just announced a tax cut and you could see more on your paycheque starting this summer
5/16/2025 | Posted in Financial Health by Jessi Sandhu
Canadians are about to see a little more money in their pockets, thanks to a new federal tax cut aimed at the middle class. ...
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