Hopes of big Bank of Canada rate cuts are fading fast
11/12/2025 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
The central bank’s latest survey shows few market watchers are holding out on more cuts. What’s next for the mortgage market? ...
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Cooling inflation keeps Bank of Canada on track for a rate hold despite ongoing shelter pressures
11/17/2025 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
Economists still expect a December hold, despite sticky core readings and ongoing pressure from shelter costs. ...
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Budget may push Bank of Canada toward further rate cuts
11/5/2025 | Posted in Government and Regulation by Jessi Sandhu
The federal government’s latest budget may prove too restrained to lift Canada’s slowing economy, potentially leaving the Bank of Canada with little choice but to ...
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North America set to cut rates as rest of G-7 looks on
10/26/2025 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
Policy-makers in Washington and Ottawa will take the spotlight in the coming week, with interest-rate cuts in those two capitals likely while the rest of the Group of Seven stays ...
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Canadian Home Sales Mark Four-Year High for the Month of September
10/16/2025 | Posted in Canadian Housing Market by Jessi Sandhu
The number of home sales recorded over Canadian MLS® Systems declined by 1.7% on a month-over-month basis in September 2025, ending a string of gains that began in April. That ...
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RBC expects Bank of Canada to cut rates in October
10/13/2025 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
The Royal Bank of Canada (RBC) has projected that the Bank of Canada (BoC) will deliver another 25 basis point rate cut in October, following its September move to restart the ...
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Nine reasons why waiting for homes to become more affordable may not be the best plan
8/15/2025 | Posted in Mortgages and Real Estate by Jessi Sandhu
Tariff turmoil is fuelling both inflation and disinflation at the same time, but which force is greater is yet to be known. The verdict could affect thousands of would-be ...
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BoC to look for stronger signals before cutting rates as inflation holds steady
6/24/2025 | Posted in Canada Living by Jessi Sandhu
Economists weigh in on whether a summer rate cut could be on the table after latest inflation figures ...
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Interest rate cuts may be over, says RBC
6/17/2025 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
New report challenges expectations for further rate reductions ...
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Canada just announced a tax cut and you could see more on your paycheque starting this summer
5/16/2025 | Posted in Financial Health by Jessi Sandhu
Canadians are about to see a little more money in their pockets, thanks to a new federal tax cut aimed at the middle class. ...
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BoC cut now looks more likely as tariffs hit Canadian jobs
5/9/2025 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
Unemployment jumped in April, strengthening the case for a June rate reduction ...
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Scotiabank now sees three Bank of Canada rate cuts in 2026
4/29/2025 | Posted in Mortgages and Real Estate by Jessi Sandhu
Scotiabank has revised its interest rate forecast, now predicting the Bank of Canada will deliver three cuts in 2026 as the global economy feels the strain of escalating U.S. ...
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BoC holds rate at 2.75%, outlines two paths for economy as trade tensions cloud outlook
4/16/2025 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
The Bank of Canada held its benchmark interest rate at 2.75% on Wednesday and unveiled two diverging scenarios for the economy, reflecting the unprecedented uncertainty triggered ...
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Canada housing starts slide unexpectedly
4/15/2025 | Posted in New Developments by Jessi Sandhu
Housing supply crisis shows little sign of improving ...
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Canadian Housing Demand and Prices Slide Further in March
4/15/2025 | Posted in Canadian Housing Market by Jessi Sandhu
Canadian home sales fell on a month-over-month basis once again in March 2025, as rising tariff turmoil and uncertainty is keeping home buyers on the sidelines. ...
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Bank of Canada faces fresh pressure to cut rates amid economic gloom
4/7/2025 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
Surprise employment figures and trade uncertainty raise odds of another BoC cut within weeks ...
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Canada's housing market braces for impact as a fresh wave of tariffs looms
4/1/2025 | Posted in Canadian Economy and Housing Market by Jessi Sandhu
The exposure of the Canadian economy to the US "clouds the entire picture for the housing market," says chief economist ...
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Further Bank of Canada cuts still likely in 2025 despite cautious language
3/25/2025 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
The central bank is treading carefully on the question of lowering rates again, but it may have no other choice ...
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Canada's banking regulator considers alternative to mortgage stress test
3/11/2025 | Posted in Home Buyers by Jessi Sandhu
Canada’s top banking regulator is considering a new approach to mortgage risk management that could replace the current stress test with stricter rules on how much banks can ...
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Tariff Uncertainty Keeping Home Buyers on the Sidelines
3/17/2025 | Posted in Canadian Housing Market by Jessi Sandhu
Canadian home sales fell sharply from January to February, as home buyers remained on the sidelines in the first full month of the ongoing trade war with the United States. ...
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Economists react to the Bank of Canada's 25-bps rate cut: What's next for rates?
3/12/2025 | Posted in Mortgage Interest Rates by Jessi Sandhu
The Bank of Canada cut its overnight rate by 25 basis points to 2.75%, its seventh straight cut. While expected, the move comes as the Bank tries to navigate economic uncertainty ...
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Canadian fixed, variable mortgage rates could tumble in trade war
3/5/2025 | Posted in Interest Rates by Jessi Sandhu
Trudeau says Trump is using the tariffs to destroy the Canadian economy and annex Canada as political leaders and economists weigh in on the growing crisis. As a result, the Bank ...
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New Listings Jump to Start 2025 as Tariff Uncertainty Weighs on Sales
2/18/2025 | Posted in Canadian Housing Market by Jessi Sandhu
Canadian MLS® Systems posted a double-digit jump in new supply in January 2025 when compared to December 2024. At the same time, sales activity fell off at the end of the ...
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CMHC predicts home sales, prices to rebound in 2025, but tariff threat clouds outlook
2/5/2025 | Posted in Canadian Economy and Housing Market by Jessi Sandhu
Canada Mortgage and Housing Corp. is forecasting a rebound in home sales and prices this year as homebuyers take advantage of improved borrowing conditions, but says its outlook ...
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Are Canadian interest rates about to nosedive?
2/4/2025 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
Tariffs are off the table for now – but both fixed and variable rates could still tumble ...
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Fourth Quarter Housing Data Hints at Home Sales Rebound for 2025
1/15/2025 | Posted in Canadian Housing Market by Jessi Sandhu
With much of the early fall surge of supply having now been picked over, home sales activity recorded over Canadian MLS® Systems dipped in December 2024. ...
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Here's what economists expect the Bank of Canada to do in 2025
1/3/2025 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
Economists at Canada’s major banks don’t expect interest rates to move quite as dramatically in 2025 as they did in 2024, but they still see various sources of drama ...
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Will it be easier or harder for Canadians to buy a home in 2025?
1/2/2025 | Posted in Canadian Housing Market by Jessi Sandhu
It’s been a rough few years for Canadians looking to break into home ownership as unaffordability issues persist across the country. ...
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Bank of Canada rate cuts save housing market from collapse, says economist
11/25/2024 | Posted in Canadian Housing Market by Jessi Sandhu
Rate cuts offered stability, but economic risks and high mortgage rates keep recovery uncertain. ...
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Canadian Home Sales Edge Up Again Following Third Interest Rate Cut
10/15/2024 | Posted in Canadian Housing Market by Jessi Sandhu
Following the Bank of Canada's third interest rate cut of the year, national home sales increased slightly in September compared to August. This follows a similar pattern of ...
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