Jessi Sandhu - Your Brampton Real Estate Agent
First Time Home Buyers News and Articles | My Blog

What will it take to get hesitant homebuyers off the sidelines?

3/12/2026 | Posted in Canadian Housing Market by Jessi Sandhu

couple-with-real-estate-agent-316.jpg - Real Estate News Economic uncertainty is spilling into 2026 and keeping plenty of would-be buyers out of the market ... More


Mortgage rule changes are expanding insured market activity, insurers say

3/3/2026 | Posted in Mortgages and Real Estate by Jessi Sandhu

mortgages-475.jpg - Real Estate News Recent federal mortgage rule changes are already expanding the reach of Canada’s insured mortgage market, with mortgage insurers pointing to a surge in first-time buyer ... More


OSFI leaves mortgage stress test in place, reaffirms LTI limits for lenders

1/29/2026 | Posted in Home Buyers by Jessi Sandhu

business-data-reporting-274.jpg - Real Estate News OSFI offered no new direction on the qualifying rate, but reiterated that loan-to-income caps for uninsured mortgages remain in place and opened a new six-month consultation tied ... More


Buyers face 'genuine window of opportunity' in spring: Royal LePage

1/15/2026 | Posted in Canadian Housing Market by Jessi Sandhu

home-buyers-447.jpg - Real Estate News Canada’s housing market headed into 2026 with more opportunity than urgency, as lower borrowing costs met wary buyers and uneven regional price trends. ... More


Trusted Advice Tops List of Needs for First-Time Homebuyers: Scotiabank Poll

12/4/2025 | Posted in First Time Home Buyers by Jessi Sandhu

home-buyers---client-handshake-130.jpg - Real Estate News Poll reveals growing demand for guidance amid affordability concerns and market uncertainty ... More


First-time Ontario homebuyers are set to receive a major discount. Here's how to get it

11/6/2025 | Posted in First Time Home Buyers by Jessi Sandhu

home-buyers-447.jpg - Real Estate News The Ford government is expecting to spend $470 million to give first-time Ontario homebuyers a tax break on new homes — a figure first revealed in Thursday’s fall ... More


Ontario plans to waive HST on new homes for first-time buyers up to $1M

10/28/2025 | Posted in First Time Home Buyers by Jessi Sandhu

ontario-government-146.jpg - Real Estate News The Ford government will waive its portion of the sales tax on new homes for first-time buyers up to the value of $1 million as it bids to stimulate slumping home sales and ... More


Many renters still holding off on buying, despite falling rates and prices

7/14/2025 | Posted in Canadian Housing Market by Jessi Sandhu

browse-homes-online-135.jpg - Real Estate News More than a quarter of Canadian renters considered buying before signing or renewing their current lease, according to a new Royal LePage survey, but most ultimately chose to ... More


GST cut for new homebuyers could mean price hikes, bank warns

6/10/2025 | Posted in Real Estate Market by Jessi Sandhu

home-buyers--home-search-499.jpg - Real Estate News The federal government’s plan to eliminate the GST on first-time homebuyers’ purchases of most new homes may actually lead to higher prices, a new report says. ... More


GST relief for first-time home buyers on new homes valued up to $1.5 million

5/28/2025 | Posted in First Time Home Buyers by Jessi Sandhu

new-home-plans-246.jpg - Real Estate News To lower the upfront cost of buying a new home for young Canadians and spur the construction of new homes across the country, the government is eliminating the Goods and Services ... More


High down payments No. 1 barrier for new home buyers: CPA

5/6/2025 | Posted in Home Buyers by Jessi Sandhu

home-buyers--home-search-499.jpg - Real Estate News Housing affordability continues to cause distress for potential Canadian homeowners, according to a new CPA Canada-BDO Debt Solutions survey, but the building industry is having ... More


Canada's banking regulator considers alternative to mortgage stress test

3/11/2025 | Posted in Home Buyers by Jessi Sandhu

home-purchase-contract-441.jpg - Real Estate News Canada’s top banking regulator is considering a new approach to mortgage risk management that could replace the current stress test with stricter rules on how much banks can ... More


New year, better mortgage rates: Credit tips to get you there

1/5/2025 | Posted in Financial Health by Jessi Sandhu

debt-payment-463.jpg - Real Estate News As we step into a new year, it’s a great time to reassess your financial habits and ensure your credit profile is in top shape. ... More


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