Ontarians push back on hidden housing costs

3/3/2026 | Posted in Ontario Real Estate by Jessi Sandhu

Ontarians are increasingly likely to blame government-imposed costs – not just market forces – for making housing unaffordable, according to new polling released by ... More

Tags: Home Buyers, House Prices Toronto, Housing Affordability, Ontario Living

Housing market poised for gradual recovery, not a boom, in 2026: Desjardins

2/10/2026 | Posted in Canadian Housing Market Predictions by Jessi Sandhu

Forecasters sees gradual rebound ahead as affordability kept buyers on edge ... More

Tags: Home Buyers, House Prices, Housing Affordability, Housing Market Forecast, Interest Rate Forecast

OSFI leaves mortgage stress test in place, reaffirms LTI limits for lenders

1/29/2026 | Posted in Home Buyers by Jessi Sandhu

OSFI offered no new direction on the qualifying rate, but reiterated that loan-to-income caps for uninsured mortgages remain in place and opened a new six-month consultation tied ... More

Tags: First Time Home Buyers, Home Buyers, OSFI, Stress Test

Buyers face 'genuine window of opportunity' in spring: Royal LePage

1/15/2026 | Posted in Canadian Housing Market by Jessi Sandhu

Canada’s housing market headed into 2026 with more opportunity than urgency, as lower borrowing costs met wary buyers and uneven regional price trends. ... More

Tags: Canada Real Estate, Canadian Home Sales, Canadian Housing Market, Canadian Housing Market Slowdown, Canadian Real Estate Market Outlook, Condo Buyers, First Time Home Buyers, Home Buyers

Nine reasons why waiting for homes to become more affordable may not be the best plan

8/15/2025 | Posted in Mortgages and Real Estate by Jessi Sandhu

Tariff turmoil is fuelling both inflation and disinflation at the same time, but which force is greater is yet to be known. The verdict could affect thousands of would-be ... More

Tags: Canada Living, Canadian Housing Market, Home Buyers, Mortgage Consumers

Young families' mortgage balances drop despite rising housing costs

7/30/2025 | Posted in Mortgages and Real Estate by Jessi Sandhu

New data reveals a surprising shift in under-35 homeownership trends ... More

Tags: First Time Home Buyers, Home Buyers, Home Buying Parental Support, Mortgage Consumers, Mortgage Debt, Mortgage Trends

High down payments No. 1 barrier for new home buyers: CPA

5/6/2025 | Posted in Home Buyers by Jessi Sandhu

Housing affordability continues to cause distress for potential Canadian homeowners, according to a new CPA Canada-BDO Debt Solutions survey, but the building industry is having ... More

Tags: First Time Home Buyers, Home Buyers

Scotiabank now sees three Bank of Canada rate cuts in 2026

4/29/2025 | Posted in Mortgages and Real Estate by Jessi Sandhu

Scotiabank has revised its interest rate forecast, now predicting the Bank of Canada will deliver three cuts in 2026 as the global economy feels the strain of escalating U.S. ... More

Tags: Bank of Canada, Bank of Canada Benchmark Rate, Canada Living, Canadian Banks, Home Buyers, Interest Rate Forecast, Mortgage Rate Forecast, Variable Rate Mortgages

Canada's banking regulator considers alternative to mortgage stress test

3/11/2025 | Posted in Home Buyers by Jessi Sandhu

Canada’s top banking regulator is considering a new approach to mortgage risk management that could replace the current stress test with stricter rules on how much banks can ... More

Tags: Canada Living, First Time Home Buyers, Home Buyers, Mortgage Consumers, OSFI

New year, better mortgage rates: Credit tips to get you there

1/5/2025 | Posted in Financial Health by Jessi Sandhu

As we step into a new year, it’s a great time to reassess your financial habits and ensure your credit profile is in top shape. ... More

Tags: Credit Score, First Time Home Buyers, Home Buyers, Household Debt