Jessi Sandhu - Your Brampton Real Estate Agent
Mortgage Advice News and Articles | My Blog

Is breaking your mortgage for a lower rate worth the prepayment penalty?

9/22/2024 | Posted in Mortgages and Real Estate by Jessi Sandhu

real-estate-transaction--mortgage-application-134.jpg - Real Estate News As interest rates continue to drop, borrowers might wonder if they should renegotiate their fixed-rate mortgage. But at what cost? ... More


Mortgage deselection: Can your lender choose not to renew your mortgage?

12/11/2023 | Posted in Mortgages and Real Estate by Jessi Sandhu

mortgage-application-form-247.jpg - Real Estate News In its third-quarter earnings call, Scotiabank said it was undertaking a strategy of “customer deselection at renewal” as part of its efforts to slow its mortgage ... More


The bond market is now sending a clear signal: Go with a variable-rate mortgage

12/6/2018 | Posted in Mortgage Interest Rates by Jessi Sandhu

calculator--analysis--reporting-128.jpg - Real Estate News If you’re shopping for a mortgage and believe what the bond market is telling us, it implies your odds of success with a fixed rate may have just changed. ... More


Mortgage rates are rising. Here's how you can save money

5/28/2018 | Posted in Mortgage Interest Rates by Jessi Sandhu

mortgage-button-248.jpg - Real Estate News Canada’s big banks are locked in a competitive pricing war over variable-rate mortgages, but economic trends point to more interest rate hikes ahead — leaving Canadian ... More


Avoid These Common Mortgage Pitfalls

7/31/2017 | Posted in Home Buyers by Jessi Sandhu

home-buyer-search-126.jpg - Real Estate News A home is the largest purchase most people will make in their lives. That should reinforce the importance of planning ahead, doing your ... More


Rates aren't everything, don't forget to consider term: Mortgage math

2/21/2017 | Posted in Mortgage Tips by Jessi Sandhu

mortgage-cloud-44.jpg - Real Estate News You shopped around for the best deal on your mortgage and weighed the pros and cons of going with a fixed-rate or a variable-rate loan, but another key factor to consider is the ... More


One big bank predicts rate hold until 2019

9/28/2016 | Posted in Mortgage Interest Rates by Jessi Sandhu

mortgage-rates---interest-rates-48.jpg - Real Estate News TD Bank forecasts the Bank of Canada overnight target rate will remain unchanged until 2019. ... More


Freedom from your mortgage? You'll pay for that

8/22/2016 | Posted in Mortgage Advice by Jessi Sandhu

mortgage-cloud-44.jpg - Real Estate News After you make the final payment on your mortgage, you have to cough up one more time to be free and clear. ... More


Conceptions, misconceptions and the five C's of credit

6/4/2015 | Posted in Mortgage Advice by Jessi Sandhu

mortgage-cloud-44.jpg - Real Estate News When talking about the five C’s of credit, there is a difference in where conventional and private lenders place the order. ... More


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