How Your Loans and Spending Habits Impact Your Credit Score
4/6/2026 | Posted in Financial Health by Jessi Sandhu
A mix of loans can either strengthen or weaken your credit score, depending on how you manage spending and payments. Because credit cards, car loans, and mortgages affect scores ...
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Mortgage stress starting to surface as Canada enters peak renewal cycle
3/17/2026 | Posted in Mortgages and Real Estate by Jessi Sandhu
Severe mortgage delinquencies jumped in late 2025 even as the overall rate stayed low, new Equifax data shows, offering an early signal of strain as Canada enters peak mortgage ...
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Bank of Canada signals rates could rise even in a slowdown
3/2/2026 | Posted in Mortgage Interest Rates by Jessi Sandhu
The Bank of Canada opened the door to future rate hikes even in a soft economy, a message that underscores just how uncertain the path ahead remains for mortgage borrowers. ...
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Mortgage debt soars while starter homes get out of reach for many Canadians
2/24/2026 | Posted in Canada Living by Jessi Sandhu
Canadians took on more mortgage debt last year, with the total debt hovering close to $2 trillion in 2025, a report by Equifax Canada shows. ...
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Here's how homeowners are coping with mortgage renewals in a choppy economy
2/13/2026 | Posted in Home Sellers by Jessi Sandhu
Rising delinquencies made renewal decisions far less forgiving ...
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Toronto is fast becoming Canada's hotspot for mortgage arrears
2/12/2026 | Posted in Toronto News by Jessi Sandhu
The city's pace of mortgage delinquencies has surged ahead of the rest of the country, despite remaining low by historical standards ...
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Mortgage brokers share options for homeowners facing a mortgage non-renewal
2/12/2026 | Posted in Mortgage Advice by Jessi Sandhu
Getting your mortgage renewed can be stressful for some homeowners, but getting a non-renewal from your lender can take that stress to a whole new level. ...
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Rising mortgage costs put Canadian homeowners at risk
11/4/2025 | Posted in Home Owners by Jessi Sandhu
A growing number of Canadians could face difficulties making mortgage payments when they renew their loans this year and next, according to a new report. ...
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Young families' mortgage balances drop despite rising housing costs
7/30/2025 | Posted in Mortgages and Real Estate by Jessi Sandhu
New data reveals a surprising shift in under-35 homeownership trends ...
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Stormy economy could lead to higher strain in Canada's mortgage market
6/16/2025 | Posted in Canadian Economy and Interest Rates by Jessi Sandhu
CMHC isn't sounding the alarm on the mortgage outlook, but its deputy chief economist flagged some 'warning signs' as Trump's tariff chaos continues ...
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Ontario delinquencies reach alarming highs amid mortgage renewal surge
5/28/2025 | Posted in Financial Health by Jessi Sandhu
Ontario’s mortgage delinquency rate soared to record highs in the first quarter of 2025, marking the most severe year-over-year spike in the country and raising red flags ...
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Retiring mortgage free? Not the reality for many Canadians
5/27/2025 | Posted in Financial Health by Jessi Sandhu
Millions of Canadians are facing retirement with a tough housing choice: downsize or continue to make monthly mortgage payments. ...
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Canada's mortgage arrears creep back to record pandemic levels
4/1/2025 | Posted in Financial Health by Jessi Sandhu
Despite affordability gains, missed payments hit highest rate since early 2021 ...
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OSFI warns of mortgage payment shocks as key risk to Canada's financial system
3/12/2025 | Posted in Mortgages and Real Estate by Jessi Sandhu
Canada’s banking regulator has flagged mortgage payment shocks as a significant risk to the country’s financial stability, citing the large volume of mortgages set for ...
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