Canada bond yields soar to highest level since July

3/20/2026 | Posted in Mortgages and Real Estate by Jessi Sandhu

Fixed rates likely to jump as Iran conflict and economic unease continue to push yields higher ... More

Tags: Bank of Canada Benchmark Rate, Fixed Rate Mortgages, Interest Rate Forecast, Mortgage Consumers, Mortgage Interest Costs, Mortgage Rate Forecast, Mortgage Rates Canada, Mortgage Renewals, Mortgage Trends

Mortgage stress starting to surface as Canada enters peak renewal cycle

3/17/2026 | Posted in Mortgages and Real Estate by Jessi Sandhu

Severe mortgage delinquencies jumped in late 2025 even as the overall rate stayed low, new Equifax data shows, offering an early signal of strain as Canada enters peak mortgage ... More

Tags: Bank of Canada Benchmark Rate, Home Owners, Mortgage Arrears, Mortgage Consumers, Mortgage Debt, Mortgage Delinquency, Mortgage Renewals, Mortgage Trends, Stress Test

What will it take to get hesitant homebuyers off the sidelines?

3/12/2026 | Posted in Canadian Housing Market by Jessi Sandhu

Economic uncertainty is spilling into 2026 and keeping plenty of would-be buyers out of the market ... More

Tags: Canada Living, Canadian Housing Market, Cost of Living, First Time Home Buyers, Housing Affordability, Housing Correction, Mortgage Trends

Bank of Canada signals rates could rise even in a slowdown

3/2/2026 | Posted in Mortgage Interest Rates by Jessi Sandhu

The Bank of Canada opened the door to future rate hikes even in a soft economy, a message that underscores just how uncertain the path ahead remains for mortgage borrowers. ... More

Tags: Bank of Canada, Bank of Canada Benchmark Rate, Mortgage Consumers, Mortgage Debt, Mortgage Interest Costs, Mortgage Rate Forecast, Mortgage Rates Canada, Mortgage Trends, Variable Rate Mortgages

Young families' mortgage balances drop despite rising housing costs

7/30/2025 | Posted in Mortgages and Real Estate by Jessi Sandhu

New data reveals a surprising shift in under-35 homeownership trends ... More

Tags: First Time Home Buyers, Home Buyers, Home Buying Parental Support, Mortgage Consumers, Mortgage Debt, Mortgage Trends

Latest central bank decision sees no relief for mortgage borrowers

7/31/2025 | Posted in Interest Rates by Jessi Sandhu

Variable rates are set to remain unchanged, while fixed-rate borrowing costs aren't likely to fall anytime soon ... More

Tags: Bank of Canada, Bank of Canada Benchmark Rate, Fixed Rate Mortgages, Interest Rate Forecast, Interest Rates, Mortgage Consumers, Mortgage Interest Costs, Mortgage Trends, Variable Rate Mortgages

Fixed-rate borrowers face up to 20% payment hikes at renewal, BoC warns

7/23/2025 | Posted in Mortgages and Real Estate by Jessi Sandhu

Bank of Canada data shows fixed-rate borrowers face the steepest payment hikes this year and next, but not all mortgage holders are in the same boat ... More

Tags: Canadian Mortgage Market, Fixed Rate Mortgages, Mortgage Consumers, Mortgage Rate Forecast, Mortgage Rates Canada, Mortgage Trends

Fixed rates are creeping up - and variable-rate discounts are shrinking too

5/2/2025 | Posted in Mortgage Interest Rates by Jessi Sandhu

Some of the lowest fixed mortgage rates have vanished in recent weeks, and lenders are quietly tightening up their variable-rate discounts too. ... More

Tags: Canadian Mortgage Market, Fixed Rate Mortgages, Mortgage Consumers, Mortgage Rate Forecast, Mortgage Rates, Mortgage Trends, Variable Rate Mortgages

Canada's mortgage arrears creep back to record pandemic levels

4/1/2025 | Posted in Financial Health by Jessi Sandhu

Despite affordability gains, missed payments hit highest rate since early 2021 ... More

Tags: Mortgage Consumers, Mortgage Debt, Mortgage Delinquency, Mortgage Trends