OSFI leaves mortgage stress test in place, reaffirms LTI limits for lenders
1/29/2026 | Posted in Home Buyers by Jessi Sandhu
OSFI offered no new direction on the qualifying rate, but reiterated that loan-to-income caps for uninsured mortgages remain in place and opened a new six-month consultation tied ...
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Canada's banking regulator considers alternative to mortgage stress test
3/11/2025 | Posted in Home Buyers by Jessi Sandhu
Canada’s top banking regulator is considering a new approach to mortgage risk management that could replace the current stress test with stricter rules on how much banks can ...
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OSFI warns of mortgage payment shocks as key risk to Canada's financial system
3/12/2025 | Posted in Mortgages and Real Estate by Jessi Sandhu
Canada’s banking regulator has flagged mortgage payment shocks as a significant risk to the country’s financial stability, citing the large volume of mortgages set for ...
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